Move money in UAE dirham — without a UAE bank account*.

In the UAE, an instant bank transfer isn't a premium feature — it's the baseline. Aani, the Central Bank of the UAE's national instant payments platform launched by Al Etihad Payments in October 2023, settles transfers in around three seconds, 24 hours a day, and is now connected to 74 licensed financial institutions. A cross-border wire that clears in three to five days doesn't compete; it just loses the transaction.

That expectation creates two problems for merchants operating from outside the UAE. The first is collection: without a local account, there's no straightforward way for a UAE customer to pay you in dirham, and generic pooled accounts make it difficult to tell whose payment just landed. The second is payment: paying a UAE supplier from abroad usually means a slow international wire, an unfavourable exchange rate buried in the transfer, and days of uncertainty before the supplier can confirm receipt.

DSGPay solves both sides from one platform. You get dedicated named local AED virtual accounts plus the foreign exchange to move value in and out of dirham at rates built for volume, not for one-off retail transfers. Because the dirham is pegged to the US dollar at a fixed rate, your FX exposure on the AED leg is predictable in a way few other corridors can match. No UAE entity, no local bank relationship to negotiate, no separate FX desk to manage. AED in, your currency out — or the reverse, for payouts.