Move money in euro — without a European bank account*.

Across the euro area, an instant transfer is no longer an upgrade — under the EU's Instant Payments Regulation, banks must offer SEPA Instant Credit Transfers that clear in under 10 seconds, 24/7, settled through the ECB's TIPS platform. It works the same way from Dublin to Athens, across 36 SEPA countries and one single euro-denominated rail.

For merchants operating from outside Europe, that speed creates two problems. Without a local account, there's no straightforward way for a European customer to pay you in euros, and generic pooled accounts make it difficult to tell whose payment just landed. Paying a European supplier from abroad usually means a slow international wire, an unfavourable exchange rate buried in the transfer, and days of uncertainty before the supplier can confirm receipt.

DSGPay solves both sides from one platform. You get a dedicated named local EUR virtual account plus the foreign exchange to move value in and out of euros at rates built for volume, not for one-off retail transfers. No European entity required. € in, your currency out — or the reverse, for payouts.