For Thai SMEs Serving International Tourists

Get paid by tourists in their currency, their app — no MDR, no POS terminal.

Every tourist who walks into your shop or lands on your website already has a payment app on their phone — PayNow, DuitNow, Alipay, UPI, Open Banking. DSGPay lets you accept it directly, in-store or online, and settles the baht to your Thai bank account in as fast as T+2 working days.
Talk to salesSee how it works
Built for
Retail & F&B
Tour operators
Spas & wellness
Boutique hotels
The problem with cards

Card acceptance is the biggest hidden cost in serving tourists

You already pay for every card swipe — you just don't always see the full bill. DSGPay's tourist-collection product is built to compete directly with that cost, not sit alongside it.
Card acceptance today
  • MDR of ~2–3.5%
    Deducted from every sale, on top of any bank fees
  • POS terminal costs
    Rental, purchase, or per-outlet hardware you have to maintain
  • Card-network FX markup
    Buried in the exchange rate the tourist never sees, and you don't control
  • Multi-day settlement
    Often longer for cross-border card acquiring
  • Chargebacks and disputes
    That sit against you as the merchant of record
DSGPay tourist collection
  • No card-scheme MDR
    A transparent DSGPay fee replaces the card discount rate
  • No POS terminal required
    Collect in-store from the DSGPay Thailand DMA app on a phone or tablet you already own
  • Cheaper FX
    Built for volume, not a one-off retail card conversion
  • Settled in as fast as T+2 working days
    Maximum commitment, to your existing Thai bank account
  • Bank-rail payments
    Initiated and confirmed by the tourist's own bank or app — not a card dispute exposure
How it works

Two ways to collect. One settlement, in baht, to your account.

Whether the tourist is standing in front of you or checking out on your website, they pay with the payment method they already use at home — you don't have to know what PayNow or DuitNow is to accept it.

A. Face-to-face — DSGPay Thailand DMA

In-store
Open the DSGPay Thailand mobile app, enter the amount in baht, and show the tourist the QR code or payment request. They pay from their own banking or wallet app, in their own currency — no terminal, no card machine, no monthly rental. Works on any smartphone or tablet behind your counter.

B. Online — Plugins & Widgets

E-commerce
Add a DSGPay checkout plugin or embeddable widget to your website. At checkout, the customer automatically sees the local payment method for their country of card issuance or IP — Open Banking for a German visitor, PayID for an Australian, UPI for an Indian traveller booking a tour before they've even landed.
How the money moves

Tourist pays local. You get paid Thai baht.

Starts with
International tourist
Pays via home-country method
→
DSGPay routes & converts
→
Settles in THB
Ends with
Your Thai bank account, T+2 max
Coverage

One integration, ~30 tourist source markets

Local bank-rail and open-banking payment methods across the countries your customers actually come from.
~66%
of Thailand's 32.9 million international arrivals in 2025 came from the markets DSGPay currently covers — led by Malaysia, China, India, South Korea, the EU, the UK, and the US.
This figure is a compiled estimate from Ministry of Tourism & Sports 2025 data and should be verified against TAT's final country-by-country breakdown before external publication.

Greater China & North Asia

  • China
    Alipay / WeChat Pay
  • Hong Kong
    FPS
  • Taiwan
    Bank transfer
  • South Korea
    KFTC Open Banking
  • Japan
    Local QR / bank transfer

South & Southeast Asia

  • India
    UPI
  • Malaysia
    DuitNow
  • Singapore
    PayNow
  • Indonesia
    BI-FAST / QRIS
  • Vietnam
    VietQR / NAPAS
  • Philippines
    InstaPay

Oceania & North America

  • Australia
    PayID / NPP
  • New Zealand
    Bank transfer
  • United States
    Card & bank rails
  • Canada
    Interac / bank rails

United Kingdom

  • UK
    Open Banking / Faster Payments

European Union — SEPA Open Banking

  • Germany
    SEPA OB
  • Netherlands
    SEPA OB
  • Spain
    SEPA OB
  • Austria
    SEPA OB
  • Portugal
    SEPA OB
  • Luxembourg
    SEPA OB
  • Denmark
    SEPA OB
  • France
    SEPA OB
  • Italy
    SEPA OB
  • Belgium
    SEPA OB
  • Ireland
    SEPA OB
  • Finland
    SEPA OB
  • Greece
    SEPA OB
  • Sweden
    SEPA OB
"SEPA OB" = SEPA Open Banking / payment initiation, settled in EUR (or local currency for non-euro SEPA members) and converted to THB by DSGPay. Coverage list current as of publication; new corridors added as DSGPay's licensing footprint expands. Some source markets (e.g. Russia) are not currently served due to international banking restrictions.
Why it matters for your shop

Built for how a Thai SME actually takes payment

No upfront cost

No terminal to buy or rent, no card-machine deposit. Start accepting tourist payments from a phone you already have.

Simple daily reconciliation

Every sale is matched automatically in the app — no end-of-day card batch to chase or manually tally against your till.

Keep more of every sale

Without a card MDR eating 2–3.5% of every transaction, more of what the tourist pays stays with you.

No local entity needed by the tourist

The tourist pays from an app they already trust — no currency exchange booth, no cash withdrawal, no card decline surprises.
Made for your business, not enterprise IT

What "SME-ready" means in practice

Single outlet or a handful of locations

Set up in a day, run from a phone

  • Onboarding:
    a single application and KYC process — no per-outlet paperwork.
  • Hardware:
    none required. The DSGPay Thailand DMA app runs on any smartphone or tablet your staff already use.
  • Website:
    if you sell tours, treatments, or products online, drop in the plugin or widget without a developer team — most builders (Shopify, WordPress/WooCommerce, and similar) are supported.
  • Settlement:
    baht lands in your existing Thai bank account, maximum T+2 working days, with a clear daily summary — no separate FX desk or treasury function needed.
  • Support:
    Thai and English-language support, sized for a business that doesn't have a dedicated finance or payments team.
Ready when you are

Start accepting tourists' local payment methods — no MDR, no POS.

Tell us about your shop, tour business, or online store, and we'll show you exactly how DSGPay collects from your international customers and settles to your Thai account.
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Who We Serve
About Us
DSGPay operates as a licensed or registered payments provider in Hong Kong, Thailand, and Australia. Our operations are supervised by the respective local regulatory authorities.

Hong Kong: Licensed Money Service Operator (License No. 15-08-01682). Hong Kong Customs and Excise Department.

Thailand: Licensed E-Payment Service Provider. Entity Name: Bahtsmart Co., Ltd. (ā¸šā¸Ŗā¸´ā¸Šā¸ąā¸— ā¸šā¸˛ā¸—ā¸Ēā¸Ąā¸˛ā¸ŖāšŒā¸— ā¸ˆā¸ŗā¸ā¸ąā¸”). Regulated by the Bank of Thailand (BOT). To verify our license,
please search using our Thai company name on the BOT portal.

Australia: Registered with AUSTRAC as an Independent Remittance Dealer.
‍
In these markets, DSGPay does not hold a direct license or registration; the licensed local partner is responsible for regulatory compliance in that jurisdiction. This partnership model allows DSGPay to offer consistent service across its network while ensuring every transaction is processed in accordance with applicable local law.

*DSGPay is a licensed payment institution, not an authorised deposit-taking institution (ADI) or bank. Funds processed through DSGPay are not bank deposits and are not covered by any deposit insurance or protection scheme. Depending on the jurisdiction, customer funds may be held in segregated accounts, safeguarded accounts, or trust arrangements with licensed banking partners, in accordance with the regulatory requirements applicable in that country. Customers should refer to the terms and conditions applicable to their account for details specific to their market.