Thailand ¡ THB Infrastructure

Move money in Thai baht — without a Thai bank account.

Collect from Thai customers, pay Thai suppliers, and manage the FX in between — on named THB virtual accounts that settle to you in the currency you already bank in.
Start expanding into ThailandSee the products
Settle in
USD
EUR
JPY
SGD
AUD
+30 more
~72M
Population
<10s
PromptPay settlement time, 24/7
60M+
PromptPay registrations nationwide
#1
QR & A2A payment adoption in Southeast Asia
Why local rails matter

Thailand runs on PromptPay. Your rails should meet it there.

In Thailand, an instant bank transfer isn't a premium feature — PromptPay has made it the default, with tens of millions of registrations linking phone numbers and national ID numbers directly to bank accounts. Scan-to-pay QR codes are now the norm from street food stalls to shopping malls, and a transfer clears in seconds, any time of day.

For merchants operating from outside Thailand, that speed creates two problems. Without a local account, there's no straightforward way for a Thai customer to pay you in Thai baht, and generic pooled accounts make it difficult to tell whose payment just landed. Paying a Thai supplier from abroad usually means a slow international wire, an unfavourable exchange rate buried in the transfer, and days of uncertainty before the supplier can confirm receipt.

DSGPay solves both sides from one platform. You get a dedicated named local THB virtual account plus the foreign exchange to move value in and out of Thai baht at rates built for volume, not for one-off retail transfers. No Thai entity required. ā¸ŋ in, your currency out — or the reverse, for payouts.
The DSGPay Thailand stack

Four building blocks. One THB-denominated ledger.

Use one, or use all four — collections, payouts, and FX are designed to sit on top of the same named account infrastructure.
Collect

1. Named Virtual Accounts

A dedicated THB account opened in your merchant name. Thai customers deposit directly into it in real time, exactly as they would to any local business — no card rails, no wallets, no waiting.
Customer deposits THB
→
Your named account
→
Settled in USD, EUR, JPY, SGD, AUD
Reconcile

2. Collections

One-time, single-use THB virtual accounts generated per transaction or per customer. Built for high-volume merchants who need to identify exactly which Thai customer paid, without manual matching.
Unique account per order
→
Auto-matched deposit
→
Clean reconciliation
Pay out

3. THB Real-Time Payouts

Prefund in USD, EUR, or your working currency, and pay Thai suppliers, partners, or employees in Thai baht in real time — on PromptPay, the same rails Thai businesses use to pay each other.
You prefund
→
DSGPay converts
→
Supplier paid instantly
Convert

4. THB FX

Buy and sell THB against USD, EUR, JPY, SGD, AUD, and 30+ other currencies, at rates built for the volume behind your collections and payouts, not a one-off retail conversion.
30+ funding currencies
→
Competitive THB rate
→
Applied automatically
Why Thailand, on DSGPay

Built for how money actually moves in Thailand

Your presence in Thailand

A named THB virtual account gives you a local footprint without the cost or delay of setting one up yourself.

Real-time reconciliation

Clearly separate and identify incoming THB deposits so every transaction and balance updates instantly.

Faster and cheaper

Local THB rails settle faster and at a lower cost than routing every transaction through SWIFT.

30+ currencies

Fund and settle in USD, EUR, JPY, SGD, AUD, and dozens of other major and regional currencies alongside THB.
How the money moves

Two directions, one platform

Collections bring THB in and settle out in your currency. Payouts start in your currency and land in THB. DSGPay's FX sits in the middle of both.
Starts with
Thai customer
Deposits THB
→
DSGPay FX
→
Settles out
Ends with
You, in USD, EUR, JPY, SGD, GBP
Starts with
You, prefunding
USD, EUR, or your working currency in
→
DSGPay FX
→
Pays out THB
Ends with
Thai supplier
Ready when you are

Ready to collect, pay out, and convert in thai baht?

Tell us how you're moving money in and out of Thailand today, and we'll show you what it looks like on DSGPay.
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Who We Serve
About Us
DSGPay operates as a licensed or registered payments provider in Hong Kong, Thailand, and Australia. Our operations are supervised by the respective local regulatory authorities.

Hong Kong: Licensed Money Service Operator (License No. 15-08-01682). Hong Kong Customs and Excise Department.

Thailand: Licensed E-Payment Service Provider. Entity Name: Bahtsmart Co., Ltd. (ā¸šā¸Ŗā¸´ā¸Šā¸ąā¸— ā¸šā¸˛ā¸—ā¸Ēā¸Ąā¸˛ā¸ŖāšŒā¸— ā¸ˆā¸ŗā¸ā¸ąā¸”). Regulated by the Bank of Thailand (BOT). To verify our license,
please search using our Thai company name on the BOT portal.

Australia: Registered with AUSTRAC as an Independent Remittance Dealer.
‍
In these markets, DSGPay does not hold a direct license or registration; the licensed local partner is responsible for regulatory compliance in that jurisdiction. This partnership model allows DSGPay to offer consistent service across its network while ensuring every transaction is processed in accordance with applicable local law.

*DSGPay is a licensed payment institution, not an authorised deposit-taking institution (ADI) or bank. Funds processed through DSGPay are not bank deposits and are not covered by any deposit insurance or protection scheme. Depending on the jurisdiction, customer funds may be held in segregated accounts, safeguarded accounts, or trust arrangements with licensed banking partners, in accordance with the regulatory requirements applicable in that country. Customers should refer to the terms and conditions applicable to their account for details specific to their market.