For SMEs

One multi-currency named virtual account. Local accounts everywhere you sell.

Open a multi-currency named virtual account in Hong Kong to hold and move every currency your business deals in — USD, EUR, GBP, AUD and more, side by side in one account — then collect and pay out through local named accounts, FX, and SWIFT across the markets you operate in. On OneWeb, DMA, or API.
Talk to salesSee how it works
Licensed and regulated in Hong Kong, Thailand, and Australia.
1
Multi-currency named virtual account, held in Hong Kong
12
Markets with local named account collections and payouts
45
Currencies reachable by local payout
45
Currencies reachable by SWIFT payout
What SMEs get

Built for businesses collecting and paying across borders

Whether you're invoicing overseas clients, collecting from marketplaces, or paying suppliers in another market, the same account infrastructure covers all of it.

Multi-currency named virtual account

One named virtual account in Hong Kong that holds multiple currencies side by side, plus local named accounts in-market, so customers and partners pay into an account that's identifiably yours.

Local collections

Get paid the way customers in each market already pay — without asking them to send an international wire or absorb conversion costs themselves.

Embedded FX

Convert between currencies you hold at a transparent rate, and choose when to convert rather than being forced into a rate the moment funds land.

Local & SWIFT payouts

Pay suppliers, staff, and partners through local rails where available, or SWIFT where it isn't — from the same dashboard, with the same reporting.
Your multi-currency named virtual account

One named account in Hong Kong that holds every currency you deal in

Your multi-currency named virtual account holds major currencies side by side under one account name and number, so you're not opening a separate account for every currency you touch. From there, reach further through local named accounts and payouts in-market, or SWIFT where a local rail isn't available. You don't need a local entity to start collecting or paying out.
Note: U.S. and Canadian payouts run over card and bank rails rather than a true local instant-payment method.

12 Collect & pay out — core markets

South Korea, Thailand, Indonesia, Hong Kong, Europe, UK, US, Philippines, Australia, Singapore, India, Vietnam — named local accounts, both directions.

45 Local payout reach

Send funds through local payment rails across 45 currencies, landing in a recipient's local account without a SWIFT wire.

45 SWIFT payout reach

Where a local rail isn't the right fit, send by SWIFT across a separate set of 45 currencies worldwide.
Three ways in

Use it from a dashboard, a phone, or your own systems

OneWeb, DMA, and the DSGPay API all run on identical account infrastructure — start in one place and grow into another without migrating accounts.
OneWeb

OneWeb dashboard

Manage accounts, approve payouts, run FX, and reconcile collections from a browser — built for finance teams handling day-to-day operations.
DMA

Mobile app

Check balances, approve transfers, and get paid on the move — for founders and finance leads who aren't always at a desk.
API

GraphQL API

Integrate collections, payouts, and FX directly into your own systems with a GraphQL schema — not REST — built for programmatic control as you scale.
Find your fit

Where SMEs typically start

Ready when you are

Tell us how you currently collect, pay out, and convert.

We'll show you which named accounts and payout routes fit your markets, and how to move between OneWeb, DMA, and the API as you scale.
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About Us
DSGPay operates as a licensed or registered payments provider in Hong Kong, Thailand, and Australia. Our operations are supervised by the respective local regulatory authorities.

Hong Kong: Licensed Money Service Operator (License No. 15-08-01682). Hong Kong Customs and Excise Department.

Thailand: Licensed E-Payment Service Provider. Entity Name: Bahtsmart Co., Ltd. (บริษัท บาทสมาร์ท จำกัด). Regulated by the Bank of Thailand (BOT). To verify our license,
please search using our Thai company name on the BOT portal.

Australia: Registered with AUSTRAC as an Independent Remittance Dealer.
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In these markets, DSGPay does not hold a direct license or registration; the licensed local partner is responsible for regulatory compliance in that jurisdiction. This partnership model allows DSGPay to offer consistent service across its network while ensuring every transaction is processed in accordance with applicable local law.

*DSGPay is a licensed payment institution, not an authorised deposit-taking institution (ADI) or bank. Funds processed through DSGPay are not bank deposits and are not covered by any deposit insurance or protection scheme. Depending on the jurisdiction, customer funds may be held in segregated accounts, safeguarded accounts, or trust arrangements with licensed banking partners, in accordance with the regulatory requirements applicable in that country. Customers should refer to the terms and conditions applicable to their account for details specific to their market.