SMEs

Two ways SMEs work with DSGPay

Whether you're doing business across borders worldwide, or selling to international tourists inside Thailand, DSGPay's account infrastructure fits how your business actually collects and pays. Choose the path that matches you.
Global SME

Multi-currency named virtual account

For SMEs doing business across borders worldwide — invoicing overseas clients, selling through platforms abroad, or paying overseas suppliers. Open one multi-currency named virtual account in Hong Kong, then reach further with local named accounts, FX, and SWIFT.
  • One named virtual account holding multiple currencies side by side
  • Local named accounts, collections, and payouts in 12 core markets
  • Local payout across 45 currencies, SWIFT payout across a further 45
  • Access via OneWeb, DMA, or the DSGPay GraphQL API
Explore Global SME →
Best for: exporters, remote-first businesses, agencies, and platforms trading with multiple countries.
SME for Tourists

Collect from international tourists in Thailand

For Thai SMEs selling face-to-face or online to international visitors — shops, hotels, tour operators, and clinics. Accept the payment apps tourists already carry, with no card-scheme MDR and no POS terminal to buy.
  • Face-to-face collections via the DSGPay Thailand DMA app
  • Online collections via plugins and widgets on your existing site
  • No MDR, no terminal, cheaper FX than card acceptance
  • Baht settles to your account within T+2 working days
Explore SME for Tourists →
Best for: Thai shops, hotels, tour operators, and clinics with international foot traffic or bookings.
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Not sure which fits your business?

Most SMEs know within one look which path matches how they actually get paid.
Ready when you are

Tell us how your business gets paid.

We'll point you to the right product — whether that's a multi-currency named virtual account or tourist-payment collections in Thailand.
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About Us
DSGPay operates as a licensed or registered payments provider in Hong Kong, Thailand, and Australia. Our operations are supervised by the respective local regulatory authorities.

Hong Kong: Licensed Money Service Operator (License No. 15-08-01682). Hong Kong Customs and Excise Department.

Thailand: Licensed E-Payment Service Provider. Entity Name: Bahtsmart Co., Ltd. (บริษัท บาทสมาร์ท จำกัด). Regulated by the Bank of Thailand (BOT). To verify our license,
please search using our Thai company name on the BOT portal.

Australia: Registered with AUSTRAC as an Independent Remittance Dealer.
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In these markets, DSGPay does not hold a direct license or registration; the licensed local partner is responsible for regulatory compliance in that jurisdiction. This partnership model allows DSGPay to offer consistent service across its network while ensuring every transaction is processed in accordance with applicable local law.

*DSGPay is a licensed payment institution, not an authorised deposit-taking institution (ADI) or bank. Funds processed through DSGPay are not bank deposits and are not covered by any deposit insurance or protection scheme. Depending on the jurisdiction, customer funds may be held in segregated accounts, safeguarded accounts, or trust arrangements with licensed banking partners, in accordance with the regulatory requirements applicable in that country. Customers should refer to the terms and conditions applicable to their account for details specific to their market.