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    Personal Finance

    Guides and analysis from the DSGPay team on this topic.

    How to Create a USD Account for Business and Personal Use
    September 12, 2025

    How to Create a USD Account for Business and Personal Use

    If you freelance or run a business, you have probably heard the advice: “Get paid in dollars, it’s safer.” As of 2024, the US dollar still makes up about 58%…

    Understanding Cross-Border Payments: The Ultimate Beginner’s Guide
    July 2, 2024

    Understanding Cross-Border Payments: The Ultimate Beginner’s Guide

    Cross-border payments are transactions where funds move between parties in different countries, typically involving currency exchange. Whether you’re a business paying overseas suppliers or an individual sending money abroad, understanding…

    The Powerful Potential of Open Banking: Shaping the Future of Financial Services
    June 21, 2023

    The Powerful Potential of Open Banking: Shaping the Future of Financial Services

    The potential of open banking is reshaping the financial landscape by granting third-party providers secure access to consumer banking, transaction, and other financial data. Through application programming interfaces (APIs), banks…

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    DSGPay operates as a licensed or registered payments provider in Hong Kong, Thailand, and Australia. Our operations are supervised by the respective local regulatory authorities.

    Hong Kong: Licensed Money Service Operator (License No. 15-08-01682). Hong Kong Customs and Excise Department.

    Thailand: Licensed E-Payment Service Provider. Entity Name: Bahtsmart Co., Ltd. (บริษัท บาทสมาร์ท จำกัด). Regulated by the Bank of Thailand (BOT). To verify our license,
    please search using our Thai company name on the BOT portal.

    Australia: Registered with AUSTRAC as an Independent Remittance Dealer.

    *In the markets, DSGPay does not hold a direct license or registration; the licensed local partner is responsible for regulatory compliance in that jurisdiction. This partnership model allows DSGPay to offer consistent service across its network while ensuring every transaction is processed in accordance with applicable local law.